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Momentum Realty - Leadership in Real Estate Excellence

Led by Mike Ramos, Founding Partner, Momentum Realty delivers expert guidance and unparalleled service in Sunnyvale, CA. With over 21 years of experience and $1 billion+ in sales, we prioritize your success through integrity, negotiation expertise, and a client-focused approach.

OUR AGENT

Michael Ramos

+1(586) 586-5860

testmichael@1016.com

Michael Ramos

Founding Partner, Lead of Momentum Realty

We’ve had the absolute pleasure of working with Mike over the past year while searching for our dream home and selling our current one. From day one, he showed not only a deep understanding of the market but also a true commitment to making the process smooth and successful.

Pam Llerngsin

OWL YOU NEED TO KNOW

How much do I need for a down payment on a home?
Down payment requirements vary by loan type and financial profile. Many buyers put down less than 20%, with some conventional loans allowing as little as 3% and FHA loans requiring 3.5%. I guide clients through options to find the best fit.
What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

Michael Ramos

Momentum Realty

Phone

+1(586) 586-5860

Address

334 Santana Row, San Jose, CA, 95128

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